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  <xsd:element name="CorrelationSignificantUnobservableInputsAssetsLiabilitiesNet" id="sek_CorrelationSignificantUnobservableInputsAssetsLiabilitiesNet" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditSpreadsSignificantUnobservableInputsAssetsLiabilitiesNet" id="sek_CreditSpreadsSignificantUnobservableInputsAssetsLiabilitiesNet" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TierOneCapitalRatio" id="sek_TierOneCapitalRatio" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="CapitalRatio" id="sek_CapitalRatio" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="CapitalRequiredForMinimumReservesToRiskWeightedAssets" id="sek_CapitalRequiredForMinimumReservesToRiskWeightedAssets" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="TierOneLeverageRatio" id="sek_TierOneLeverageRatio" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="DisclosureOfCapitalAdequacyTextBlock" id="sek_DisclosureOfCapitalAdequacyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfCapitalAdequacyTableTextBlock" id="sek_DisclosureOfCapitalAdequacyTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LiquidityPlacementAbstract" id="sek_LiquidityPlacementAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialAssetsHeldForLiquidityPlacements" id="sek_FinancialAssetsHeldForLiquidityPlacements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancialAssetsHeldForLiquidityPlacementsIssuedByPublicAuthorities" id="sek_FinancialAssetsHeldForLiquidityPlacementsIssuedByPublicAuthorities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InterestBearingSecuritiesExceedingNominalAmount" id="sek_InterestBearingSecuritiesExceedingNominalAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CapitalRequirementExposure" id="sek_CapitalRequirementExposure" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="LiquidityMember" id="sek_LiquidityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoanAbstract" id="sek_LoanAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TreasuriesAndGovernmentsBondsMember" id="sek_TreasuriesAndGovernmentsBondsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherInterestBearingSecuritiesExceptLoansMember" id="sek_OtherInterestBearingSecuritiesExceptLoansMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorSecuritiesIssuedMember" id="sek_SeniorSecuritiesIssuedMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AsiaExcludingJapanMember" id="sek_AsiaExcludingJapanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditRatingAaaRatingMember" id="sek_CreditRatingAaaRatingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditRatingAaPlusToAminusRatingMember" id="sek_CreditRatingAaPlusToAminusRatingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditRatingBBBPlusToBBBMinusRatingMember" id="sek_CreditRatingBBBPlusToBBBMinusRatingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditRatingBBPlusToBMinusRatingMember" id="sek_CreditRatingBBPlusToBMinusRatingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditRatingCCCToDRatingMember" id="sek_CreditRatingCCCToDRatingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TypeOfExposureClassAxis" id="sek_TypeOfExposureClassAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TypeOfExposureClassMember" id="sek_TypeOfExposureClassMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CorporatesMember" id="sek_CorporatesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfNetExposures" id="sek_PercentageOfNetExposures" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="GrossCreditExposure" id="sek_GrossCreditExposure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NetCreditExposure" id="sek_NetCreditExposure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ITAndTelecomMember" id="sek_ITAndTelecomMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IndustrialsMember" id="sek_IndustrialsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialsMember" id="sek_FinancialsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ConsumerGoodsMember" id="sek_ConsumerGoodsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UtilitiesMember" id="sek_UtilitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EnergyMember" id="sek_EnergyMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherIndustriesMember" id="sek_OtherIndustriesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfLiquidityInvestments" id="sek_PercentageOfLiquidityInvestments" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PublicSectorEntityMember" id="sek_PublicSectorEntityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WestEuropeanCountriesExcludingSwedenMember" id="sek_WestEuropeanCountriesExcludingSwedenMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CentralEastEuropeanCountriesMember" id="sek_CentralEastEuropeanCountriesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EuropeanCountriesExcludingSwedenMember" id="sek_EuropeanCountriesExcludingSwedenMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MaterialsMember" id="sek_MaterialsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfCurrencyPortionOfAssetsAndLiabilitiesAtYearEnd" id="sek_PercentageOfCurrencyPortionOfAssetsAndLiabilitiesAtYearEnd" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfReasonablyPossibleIncreaseInRiskAssumption" id="sek_PercentageOfReasonablyPossibleIncreaseInRiskAssumption" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfReasonablyPossibleDecreaseInRiskAssumption" id="sek_PercentageOfReasonablyPossibleDecreaseInRiskAssumption" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="IncreaseDecreaseInFinancialInstrumentDueToReasonablyPossibleIncreaseInDesignatedRiskComponent" id="sek_IncreaseDecreaseInFinancialInstrumentDueToReasonablyPossibleIncreaseInDesignatedRiskComponent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IncreaseDecreaseInFinancialInstrumentDueToReasonablyPossibleDecreaseInDesignatedRiskComponent" id="sek_IncreaseDecreaseInFinancialInstrumentDueToReasonablyPossibleDecreaseInDesignatedRiskComponent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="UndisbursedLoansDerivativesMember" id="sek_UndisbursedLoansDerivativesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetStableFundingRatio" id="sek_NetStableFundingRatio" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="IncreaseDecreaseInFinancialInstrumentDueToReasonablyPossibleDecreaseInDesignatedRiskComponentMeasuredAtFairValueThroughProfitOrLoss" id="sek_IncreaseDecreaseInFinancialInstrumentDueToReasonablyPossibleDecreaseInDesignatedRiskComponentMeasuredAtFairValueThroughProfitOrLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IncreaseDecreaseInFinancialInstrumentDueToReasonablyPossibleIncreaseInDesignatedRiskComponentMeasuredAtFairValueThroughProfitOrLoss" id="sek_IncreaseDecreaseInFinancialInstrumentDueToReasonablyPossibleIncreaseInDesignatedRiskComponentMeasuredAtFairValueThroughProfitOrLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LiquidityReserve" id="sek_LiquidityReserve" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="SecuritiesIssuedOrGuaranteedByMunicipalitiesOrOtherPublicEntitiesMember" id="sek_SecuritiesIssuedOrGuaranteedByMunicipalitiesOrOtherPublicEntitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritiesIssuedOrGuaranteedBySovereignsCentralBanksOrMultilateralDevelopmentBanksMember" id="sek_SecuritiesIssuedOrGuaranteedBySovereignsCentralBanksOrMultilateralDevelopmentBanksMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BalancesWithOtherBanksAndNationalDebtOfficeMember" id="sek_BalancesWithOtherBanksAndNationalDebtOfficeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CoveredBondsIssuedByOtherInstitutionsMember" id="sek_CoveredBondsIssuedByOtherInstitutionsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetResultsOfFinancialTransactionsTextBlock" id="sek_NetResultsOfFinancialTransactionsTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfNetResultsOfFinancialTransactionsTableTextBlock" id="sek_DisclosureOfNetResultsOfFinancialTransactionsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GainLossOnFinancialTransactions" id="sek_GainLossOnFinancialTransactions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SignificantAccountingPoliciesAbstract" id="sek_SignificantAccountingPoliciesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommittedUndisbursedLoansMember" id="sek_CommittedUndisbursedLoansMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LiquidityCoverageRatioAccordingToEUCommission" id="sek_LiquidityCoverageRatioAccordingToEUCommission" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FinancialAssetsUndiscountedContractualCashFlows" id="sek_FinancialAssetsUndiscountedContractualCashFlows" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancialAssetsDiscountEffectOnContractualCashFlows" id="sek_FinancialAssetsDiscountEffectOnContractualCashFlows" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FinancialLiabilitiesDiscountEffectOnContractualCashFlows" id="sek_FinancialLiabilitiesDiscountEffectOnContractualCashFlows" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancialLiabilitiesUndiscountedCashflow" id="sek_FinancialLiabilitiesUndiscountedCashflow" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MarketRiskExposure" id="sek_MarketRiskExposure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InterestRateRiskRegardingChangesInEconomicValueOfSeksPortfolioEveMember" id="sek_InterestRateRiskRegardingChangesInEconomicValueOfSeksPortfolioEveMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InterestRateRiskRegardingChangesInFutureNetInterestIncomeNiiMember" id="sek_InterestRateRiskRegardingChangesInFutureNetInterestIncomeNiiMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditSpreadRiskInAssetsMember" id="sek_CreditSpreadRiskInAssetsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditSpreadRiskInOwnDebtMember" id="sek_CreditSpreadRiskInOwnDebtMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CrossCurrencyBasisSpreadRiskMember" id="sek_CrossCurrencyBasisSpreadRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskToNiiFromCrossCurrencyBasisSwapsMember" id="sek_RiskToNiiFromCrossCurrencyBasisSwapsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AdjustmentFromBookValueToExposure" id="sek_AdjustmentFromBookValueToExposure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NonMitigatedExposures" id="sek_NonMitigatedExposures" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="UnhedgedExposures" id="sek_UnhedgedExposures" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CurrencyPositionsExcludingUnrealizedChangesInFairValue" id="sek_CurrencyPositionsExcludingUnrealizedChangesInFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CreditFacilityWithSwedishNationalDebtOfficeMember" id="sek_CreditFacilityWithSwedishNationalDebtOfficeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PeriodOfMonitoringLiquidityCoverageRatio" id="sek_PeriodOfMonitoringLiquidityCoverageRatio" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteesBySwedishExportCreditAgencyMember" id="sek_GuaranteesBySwedishExportCreditAgencyMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteesByOtherExportCreditAgenciesMember" id="sek_GuaranteesByOtherExportCreditAgenciesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfEffectOfCreditRiskMitigationTableTextBlock" id="sek_DisclosureOfEffectOfCreditRiskMitigationTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfChangeInMarketInterestRateTableTextBlock" id="sek_DisclosureOfChangeInMarketInterestRateTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfBorrowingProgramsForShorterMaturitiesTableTextBlock" id="sek_DisclosureOfBorrowingProgramsForShorterMaturitiesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfContractualCashFlowsTableTextBlock" id="sek_DisclosureOfContractualCashFlowsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfAssetsAndLiabilitiesDenominatedInForeignCurrencyAreIncludedInTotalVolumesOfAssetsAndLiabilitiesTableTextBlock" id="sek_DisclosureOfAssetsAndLiabilitiesDenominatedInForeignCurrencyAreIncludedInTotalVolumesOfAssetsAndLiabilitiesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PersonnelExpensesAbstract" id="sek_PersonnelExpensesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BoardOfDirectorsAndChiefExecutiveOfficersMember" id="sek_BoardOfDirectorsAndChiefExecutiveOfficersMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorExecutivesMember" id="sek_SeniorExecutivesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherEmployeesMember" id="sek_OtherEmployeesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PersonnelExpensesLineItems" id="sek_PersonnelExpensesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PensionableRemuneration" id="sek_PensionableRemuneration" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FeeIncludingCommitteeFee" id="sek_FeeIncludingCommitteeFee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FixedRemuneration" id="sek_FixedRemuneration" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OtherBenefits" id="sek_OtherBenefits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="AgeOfRetirement" id="sek_AgeOfRetirement" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PensionFeePercentageOnFixedSalary" id="sek_PensionFeePercentageOnFixedSalary" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SeverancePayPeriodLimit" id="sek_SeverancePayPeriodLimit" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PostemploymentBenefitExpenseDefinedBenefitAndDefinedContributionPlans" id="sek_PostemploymentBenefitExpenseDefinedBenefitAndDefinedContributionPlans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IndividualVariableRemunerationTestOutComeLowerLimit" id="sek_IndividualVariableRemunerationTestOutComeLowerLimit" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfMonthsSalaryMaximumOutcomeForIndividualVariableRemuneration" id="sek_NumberOfMonthsSalaryMaximumOutcomeForIndividualVariableRemuneration" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisbursementPercentageUnderEmployeeIncentiveSchemeYearOne" id="sek_DisbursementPercentageUnderEmployeeIncentiveSchemeYearOne" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisbursementPercentageUnderEmployeeIncentiveSchemeSubsequentYears" id="sek_DisbursementPercentageUnderEmployeeIncentiveSchemeSubsequentYears" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisbursementUnderEmployeeIncentiveSchemeNumberOfSubsequentYears" id="sek_DisbursementUnderEmployeeIncentiveSchemeNumberOfSubsequentYears" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ActuarialAssumptionOfExpectedLifeExpectancyOfPlanOnValuationDate" id="sek_ActuarialAssumptionOfExpectedLifeExpectancyOfPlanOnValuationDate" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ActuarialAssumptionOfExpectedRatesOfTurnover" id="sek_ActuarialAssumptionOfExpectedRatesOfTurnover" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ExpectedWeightedAverageRemainingServiceTimeForActiveEmployees" id="sek_ExpectedWeightedAverageRemainingServiceTimeForActiveEmployees" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ExpectedWeightedAverageDurationForPresentValue" id="sek_ExpectedWeightedAverageDurationForPresentValue" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfEmployeesEarlyRetirement" id="sek_PercentageOfEmployeesEarlyRetirement" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RetirementAgeForEmployeesBornOnOrBefore1956" id="sek_RetirementAgeForEmployeesBornOnOrBefore1956" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RetirementAgeForEmployeesBornOnOrAfter1967retirementAgeForEmployeesBornOnOrAfter1967" id="sek_RetirementAgeForEmployeesBornOnOrAfter1967retirementAgeForEmployeesBornOnOrAfter1967" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ExpectedPaymentsFromPlanNetDefinedBenefitLiabilityAsset" id="sek_ExpectedPaymentsFromPlanNetDefinedBenefitLiabilityAsset" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="AverageNumberOfWomenEmployees" id="sek_AverageNumberOfWomenEmployees" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AverageNumberOfMenEmployees" id="sek_AverageNumberOfMenEmployees" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfAllocationOfWomenOnBoardOfDirectors" id="sek_PercentageOfAllocationOfWomenOnBoardOfDirectors" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="PercentageOfAllocationOfMenOnBoardOfDirectors" id="sek_PercentageOfAllocationOfMenOnBoardOfDirectors" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="PercentageOfAllocationOfMenInManagementPositions" id="sek_PercentageOfAllocationOfMenInManagementPositions" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="PercentageOfAllocationOfWomenInExecutiveManagement" id="sek_PercentageOfAllocationOfWomenInExecutiveManagement" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="PercentageOfAllocationOfMenInExecutiveManagement" id="sek_PercentageOfAllocationOfMenInExecutiveManagement" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="PercentageOfAllocationOfWomenInManagementPositions" id="sek_PercentageOfAllocationOfWomenInManagementPositions" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="PercentageOfAllocationOfWomenEmployeesInTotal" id="sek_PercentageOfAllocationOfWomenEmployeesInTotal" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="PercentageOfAllocationOfMenEmployeesInTotal" id="sek_PercentageOfAllocationOfMenEmployeesInTotal" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="DisclosureOfTotalPersonnelExpensesTableTextBlock" id="sek_DisclosureOfTotalPersonnelExpensesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfNetReconciliationOfPensionLiabilitiesTableTextBlock" id="sek_DisclosureOfNetReconciliationOfPensionLiabilitiesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfPrincipalActuarialAssumptionsTableTextBlock" id="sek_DisclosureOfPrincipalActuarialAssumptionsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LongTermEmployeeBenefit" id="sek_LongTermEmployeeBenefit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="NumberOfEmployeesReceivesRemunerationGreaterThanOneMillionEuroPerFiscalYear" id="sek_NumberOfEmployeesReceivesRemunerationGreaterThanOneMillionEuroPerFiscalYear" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ContractualCashflowsSurplusDeficit" id="sek_ContractualCashflowsSurplusDeficit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LoansAndInterestBearingSecuritiesMember" id="sek_LoansAndInterestBearingSecuritiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ActuarialAssumptionEarlyPensionWithdrawal" id="sek_ActuarialAssumptionEarlyPensionWithdrawal" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="InterestBearingSecuritiesFallingBelowNominal" id="sek_InterestBearingSecuritiesFallingBelowNominal" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DisclosureOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" id="sek_DisclosureOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfEffectiveIncomeTaxRateReconciliationTableTextBlock" id="sek_DisclosureOfEffectiveIncomeTaxRateReconciliationTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfFairValueByBalanceSheetGroupingTableTextBlock" id="sek_DisclosureOfFairValueByBalanceSheetGroupingTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PersonnelExpensesTable" id="sek_PersonnelExpensesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfDifferenceBetweenBookValueAndContractualMaturityAmountToBePaidForInterestBearingSecuritiesTableTextBlock" id="sek_DisclosureOfDifferenceBetweenBookValueAndContractualMaturityAmountToBePaidForInterestBearingSecuritiesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansAndLiquidityPlacementsLineItems" id="sek_LoansAndLiquidityPlacementsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IndividualVariableRemunerationTestOutComeDepartmentLevelUpperLimit" id="sek_IndividualVariableRemunerationTestOutComeDepartmentLevelUpperLimit" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherAssetAbstract" id="sek_OtherAssetAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssetsOther" id="sek_AssetsOther" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LiabilitiesExcludingDerivativesAndAccruedExpensesAndPrepaidRevenues" id="sek_LiabilitiesExcludingDerivativesAndAccruedExpensesAndPrepaidRevenues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="GuarantorAxis" id="sek_GuarantorAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuarantorMember" id="sek_GuarantorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherGuaranteesMember" id="sek_OtherGuaranteesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditInsuranceMember" id="sek_CreditInsuranceMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditRiskMitigationInstrumentIssuerAxis" id="sek_CreditRiskMitigationInstrumentIssuerAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditRiskInstrumentIssuerMember" id="sek_CreditRiskInstrumentIssuerMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CentralGovernmentsIssuerMember" id="sek_CentralGovernmentsIssuerMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RegionalGovernmentsIssuerMember" id="sek_RegionalGovernmentsIssuerMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialInstitutionsIssuerMember" id="sek_FinancialInstitutionsIssuerMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CorporateIssuerMember" id="sek_CorporateIssuerMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorSecuritiesIssued" id="sek_SeniorSecuritiesIssued" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DisclosureOfPrepaymentsAndAccruedRevenuesTableTextBlock" id="sek_DisclosureOfPrepaymentsAndAccruedRevenuesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskAndCapitalManagementAbstract" id="sek_RiskAndCapitalManagementAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfNetInterestRevenuesTableTextBlock" id="sek_DisclosureOfNetInterestRevenuesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfOtherAdministrativeExpensesTableTextBlock" id="sek_DisclosureOfOtherAdministrativeExpensesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfPledgedAssetsAndContingentLiabilitiesTableTextBlock" id="sek_DisclosureOfPledgedAssetsAndContingentLiabilitiesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskAndCapitalManagementOverviewOfRisksTableTextBlock" id="sek_RiskAndCapitalManagementOverviewOfRisksTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyLoansDueFromStateMember" id="sek_RelatedPartyLoansDueFromStateMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ClassesOfLoansHeldAxis" id="sek_ClassesOfLoansHeldAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ClassesOfLoansHeldDomain" id="sek_ClassesOfLoansHeldDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CapitalRequirementFunds" id="sek_CapitalRequirementFunds" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="GeneralCounselMember" id="sek_GeneralCounselMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ChiefCreditOfficerMember" id="sek_ChiefCreditOfficerMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ChiefRiskOfficerOneMember" id="sek_ChiefRiskOfficerOneMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HeadOfHumanResourcesMember" id="sek_HeadOfHumanResourcesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ChiefAdministrativeOfficerMember" id="sek_ChiefAdministrativeOfficerMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MinimumCapitalRequirementsExclusiveOfBuffersTableTextBlock" id="sek_MinimumCapitalRequirementsExclusiveOfBuffersTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfCreditRiskByProbabilityOfDefaultGradeTableTextBlock" id="sek_DisclosureOfCreditRiskByProbabilityOfDefaultGradeTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HeadOfTreasuryAndCapitalManagementAndExecutiveVicePresidentMember" id="sek_HeadOfTreasuryAndCapitalManagementAndExecutiveVicePresidentMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LeverageRatioTableTextBlock" id="sek_LeverageRatioTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InternallyAssessedEconomicCapitalExcludingBufferTableTextBlock" id="sek_InternallyAssessedEconomicCapitalExcludingBufferTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfOtherAssetsTableTextBlock" id="sek_DisclosureOfOtherAssetsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfLevelsOfTestingIndividualVariableRemuneration" id="sek_NumberOfLevelsOfTestingIndividualVariableRemuneration" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfMonthsSalaryMaximumOutcomeForIndividualVariableRemunerationBasedOnDepartmentsQuantitativeTargets" id="sek_NumberOfMonthsSalaryMaximumOutcomeForIndividualVariableRemunerationBasedOnDepartmentsQuantitativeTargets" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfSystemsForVariableRemuneration" id="sek_NumberOfSystemsForVariableRemuneration" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfOtherLiabilitiesTableTextBlock" id="sek_DisclosureOfOtherLiabilitiesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfAccruedExpensesAndPrepaidRevenuesTableTextBlock" id="sek_DisclosureOfAccruedExpensesAndPrepaidRevenuesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfFeesAndCommissionExpensesTableTextBlock" id="sek_DisclosureOfFeesAndCommissionExpensesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SensitivityCorrelationsSignificantUnobservableInputsMaximumPositiveRelationship" id="sek_SensitivityCorrelationsSignificantUnobservableInputsMaximumPositiveRelationship" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SensitivityCorrelationsSignificantUnobservableInputsMaximumNegativeRelationship" id="sek_SensitivityCorrelationsSignificantUnobservableInputsMaximumNegativeRelationship" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ForeignCurrencyPositionAssumedPercentageChange" id="sek_ForeignCurrencyPositionAssumedPercentageChange" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="Lending" id="sek_Lending" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DisclosureOfOwnFundsTableTextBlock" id="sek_DisclosureOfOwnFundsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansAndAdvancesToBanksMember" id="sek_LoansAndAdvancesToBanksMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SurplusDeficitComparingFairValueToCarryingValueOfFinancialAssets" id="sek_SurplusDeficitComparingFairValueToCarryingValueOfFinancialAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="SurplusDeficitComparingFairValueToCarryingValueOfFinancialLiabilities" id="sek_SurplusDeficitComparingFairValueToCarryingValueOfFinancialLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ClaimAgainstStateForCIRRLoansAndConcessionaryLoans" id="sek_ClaimAgainstStateForCIRRLoansAndConcessionaryLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InterestExpensesOtherThanResolutionFee" id="sek_InterestExpensesOtherThanResolutionFee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ResolutionFee" id="sek_ResolutionFee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProfitLossFromContinuingOperationsBeforeRemunerationToParentCompanyAndReimbursementExpenses" id="sek_ProfitLossFromContinuingOperationsBeforeRemunerationToParentCompanyAndReimbursementExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ProfitLossFromContinuingOperationsBeforeReimbursementExpenses" id="sek_ProfitLossFromContinuingOperationsBeforeReimbursementExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CirrSystemMember" id="sek_CirrSystemMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AdministrativeRemuneration" id="sek_AdministrativeRemuneration" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DerivativesDesignatedAsHedgingInstrumentsAssetsMember" id="sek_DerivativesDesignatedAsHedgingInstrumentsAssetsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DerivativesDesignatedAsHedgingInstrumentsLiabilitiesMember" id="sek_DerivativesDesignatedAsHedgingInstrumentsLiabilitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskWeightedAssetCalculationMethodologyAxis" id="sek_RiskWeightedAssetCalculationMethodologyAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskWeightedAssetCalculationMethodologyDomain" id="sek_RiskWeightedAssetCalculationMethodologyDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AdvancedApproachesMember" id="sek_AdvancedApproachesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommonEquityTierOneCapitalAmount" id="sek_CommonEquityTierOneCapitalAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="StandardizedApproachCalculationMember" id="sek_StandardizedApproachCalculationMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskBasisPointChange" id="sek_RiskBasisPointChange" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GainsLossesRecognisedInProfitOrLossFairValueMeasurementCurrencyExchangeRateEffectsLiabilities" id="sek_GainsLossesRecognisedInProfitOrLossFairValueMeasurementCurrencyExchangeRateEffectsLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="GainsLossesRecognisedInProfitOrLossFairValueMeasurementCurrencyExchangeRateEffectsNetAssetsLiabilities" id="sek_GainsLossesRecognisedInProfitOrLossFairValueMeasurementCurrencyExchangeRateEffectsNetAssetsLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="InterestBearingSecuritiesExcludingLoansInFormOfInterestBearingSecuritiesMember" id="sek_InterestBearingSecuritiesExcludingLoansInFormOfInterestBearingSecuritiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NegativeAmountsResultingFromCalculationOfExpectedLossAmountsMember" id="sek_NegativeAmountsResultingFromCalculationOfExpectedLossAmountsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BoardOfDirectorsTenMember" id="sek_BoardOfDirectorsTenMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BoardOfDirectorsElevenMember" id="sek_BoardOfDirectorsElevenMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfRiskGovernanceDivisionOfResponsibility" id="sek_ScheduleOfRiskGovernanceDivisionOfResponsibility" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansAndLiquidityPlacementTable" id="sek_LoansAndLiquidityPlacementTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AdministrativeRemunerationCirrSystemMember" id="sek_AdministrativeRemunerationCirrSystemMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FiscalYearsToCalculateIncomeIndicators" id="sek_FiscalYearsToCalculateIncomeIndicators" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorDebtMember" id="sek_SeniorDebtMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MiddleEastAfricaOrTurkeyMember" id="sek_MiddleEastAfricaOrTurkeyMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommonEquityTierOneRatio" id="sek_CommonEquityTierOneRatio" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="NonCreditObligationAssetsMember" id="sek_NonCreditObligationAssetsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CapitalPlanningBufferRiskMember" id="sek_CapitalPlanningBufferRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetInterestIncomeTable" id="sek_NetInterestIncomeTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetInterestIncomeLineItems" id="sek_NetInterestIncomeLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetInterestIncomeAbstract" id="sek_NetInterestIncomeAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InterestIncomeWereRelatedTo" id="sek_InterestIncomeWereRelatedTo" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LendingFeeAndCommissionsEarned" id="sek_LendingFeeAndCommissionsEarned" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SekettAbMember" id="sek_SekettAbMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialAssetsAtFairValueThroughProfitOrLossDerivativesUsedForHedgeAccounting" id="sek_FinancialAssetsAtFairValueThroughProfitOrLossDerivativesUsedForHedgeAccounting" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancialLiabilitiesAtFairValueThroughProfitOrLossDerivativesUsedForHedgeAccounting" id="sek_FinancialLiabilitiesAtFairValueThroughProfitOrLossDerivativesUsedForHedgeAccounting" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BoardOfDirectorsTwelveMember" id="sek_BoardOfDirectorsTwelveMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HeadOfMidCorporatesMember" id="sek_HeadOfMidCorporatesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HeadOfLargeCorporatesMember" id="sek_HeadOfLargeCorporatesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ItChiefMember" id="sek_ItChiefMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IFRSLoansMember" id="sek_IFRSLoansMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OffBalanceInstrumentsMember" id="sek_OffBalanceInstrumentsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfLoansAndOffbalanceAbstract" id="sek_DisclosureOfLoansAndOffbalanceAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansAndOffbalance" id="sek_LoansAndOffbalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NetRemeasurementOfLossAllowance" id="sek_NetRemeasurementOfLossAllowance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseThroughTransfersToStageOne" id="sek_IncreaseDecreaseThroughTransfersToStageOne" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseThroughTransfersToStageTwo" id="sek_IncreaseDecreaseThroughTransfersToStageTwo" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseThroughTransfersToStageThree" id="sek_IncreaseDecreaseThroughTransfersToStageThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="BbPlusToBbMinusGradeMember" id="sek_BbPlusToBbMinusGradeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AverageSalaryForActiveEmployees" id="sek_AverageSalaryForActiveEmployees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LoansAndOffBalanceGuaranteedPercentage" id="sek_LoansAndOffBalanceGuaranteedPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="DisclosureOfDerivativeFinancialInstrumentsAndHedgeAccountingTextBlock" id="sek_DisclosureOfDerivativeFinancialInstrumentsAndHedgeAccountingTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProbabilityOfDefaultGradeCccToDMember" id="sek_ProbabilityOfDefaultGradeCccToDMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProbabilityOfDefaultGradeBbbPlusToBbbMinusMember" id="sek_ProbabilityOfDefaultGradeBbbPlusToBbbMinusMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProbabilityOfDefaultGradeBbPlusToBminusMember" id="sek_ProbabilityOfDefaultGradeBbPlusToBminusMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProbabilityOfDefaultGradeAplusToAminusMember" id="sek_ProbabilityOfDefaultGradeAplusToAminusMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProbabilityOfDefaultGradeAaaToAaMinusMember" id="sek_ProbabilityOfDefaultGradeAaaToAaMinusMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialInstitutionsAndCorporatesMember" id="sek_FinancialInstitutionsAndCorporatesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ContingentLiabilitiesAndCommitments" id="sek_ContingentLiabilitiesAndCommitments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FinancialAssetsIncludingEffectOfContingentLiabilitiesAndCommitments" id="sek_FinancialAssetsIncludingEffectOfContingentLiabilitiesAndCommitments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ContingentLiabilitiesAndCommitmentsMember" id="sek_ContingentLiabilitiesAndCommitmentsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfLoanCreditQualityTableTextBlock" id="sek_DisclosureOfLoanCreditQualityTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfKeyFiguresForLiquidityRiskTableTextBlock" id="sek_ScheduleOfKeyFiguresForLiquidityRiskTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AdministrativeRemunerationForConcessionaryLoans" id="sek_AdministrativeRemunerationForConcessionaryLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="InterestIncomeRemunerationFromCirr" id="sek_InterestIncomeRemunerationFromCirr" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="GainLossArisingFromDerecognitionOfFinancialInstrumentsNotMeasuredAtFairValueThroughProfitOrLoss" id="sek_GainLossArisingFromDerecognitionOfFinancialInstrumentsNotMeasuredAtFairValueThroughProfitOrLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="GainsLossesOnAssetsAndLiabilitiesAtFairValue" id="sek_GainsLossesOnAssetsAndLiabilitiesAtFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CategoriesOfFinancialInstrumentsAxis" id="sek_CategoriesOfFinancialInstrumentsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialInstrumentsCategoryDomain" id="sek_FinancialInstrumentsCategoryDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialInstrumentsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" id="sek_FinancialInstrumentsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialInstrumentsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" id="sek_FinancialInstrumentsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ReservesAppliedToCoverEstablishedCreditLosses" id="sek_ReservesAppliedToCoverEstablishedCreditLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="OtherLiabilitiesOther" id="sek_OtherLiabilitiesOther" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="OtherAccruedExpensesAndPrepaidRevenues" id="sek_OtherAccruedExpensesAndPrepaidRevenues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ConcessionaryLoansOutstanding" id="sek_ConcessionaryLoansOutstanding" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="NetIncome" id="sek_NetIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CreditRiskInDerivativesMember" id="sek_CreditRiskInDerivativesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditRiskInSpecializedLendingMember" id="sek_CreditRiskInSpecializedLendingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BorrowingsAmortisedCost" id="sek_BorrowingsAmortisedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SwedishExportCreditsGuaranteeBoardEknMember" id="sek_SwedishExportCreditsGuaranteeBoardEknMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GainLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementNetAssetsLiabilities" id="sek_GainLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementNetAssetsLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseInTotalComprehensiveIncomeResultingFromSensitivityAnalysis" id="sek_IncreaseDecreaseInTotalComprehensiveIncomeResultingFromSensitivityAnalysis" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DeferredIncomeTaxRelatingToComponentsOfOtherComprehensiveIncome" id="sek_DeferredIncomeTaxRelatingToComponentsOfOtherComprehensiveIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NumberOfMonthsSalaryMaximumAtCompanyLevel" id="sek_NumberOfMonthsSalaryMaximumAtCompanyLevel" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NoticePeriod" id="sek_NoticePeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitObligationAfterReasonableIncreaseInActuarialAssumption" id="sek_DefinedBenefitObligationAfterReasonableIncreaseInActuarialAssumption" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DefinedBenefitObligationAfterReasonableDecreaseInActuarialAssumption" id="sek_DefinedBenefitObligationAfterReasonableDecreaseInActuarialAssumption" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ServiceCostAfterReasonableIncreaseInActuarialAssumption" id="sek_ServiceCostAfterReasonableIncreaseInActuarialAssumption" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ServiceCostAfterReasonableDecreaseInActuarialAssumption" id="sek_ServiceCostAfterReasonableDecreaseInActuarialAssumption" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="InterestCostOnDefinedBenefitObligationAfterReasonableIncreaseInActuarialAssumption" id="sek_InterestCostOnDefinedBenefitObligationAfterReasonableIncreaseInActuarialAssumption" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="InterestCostOnDefinedBenefitObligationAfterReasonableDecreaseInActuarialAssumption" id="sek_InterestCostOnDefinedBenefitObligationAfterReasonableDecreaseInActuarialAssumption" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseInActuarialAssumption" id="sek_IncreaseInActuarialAssumption" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DecreaseInActuarialAssumption" id="sek_DecreaseInActuarialAssumption" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetPeriodicPensionCostIncreaseInNetDefinedBenefitObligation" id="sek_NetPeriodicPensionCostIncreaseInNetDefinedBenefitObligation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RiskWeightForStandardizedApproachWhenNoExternalRatingIsAvailable" id="sek_RiskWeightForStandardizedApproachWhenNoExternalRatingIsAvailable" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="HedgedGrossExposure" id="sek_HedgedGrossExposure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="VarHorizonPeriod" id="sek_VarHorizonPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VarMember" id="sek_VarMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IfrsLineOfCreditFacilityMaximumBorrowingCapacity" id="sek_IfrsLineOfCreditFacilityMaximumBorrowingCapacity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="NotLaterThanFiveYearsMember" id="sek_NotLaterThanFiveYearsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TypeOfImpairmentRequirementsAxis" id="sek_TypeOfImpairmentRequirementsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TypeOfImpairmentRequirementsDomain" id="sek_TypeOfImpairmentRequirementsDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfCreditQualityTableTextBlock" id="sek_DisclosureOfCreditQualityTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IfrsNumberOfReportableSegments" id="sek_IfrsNumberOfReportableSegments" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskConcentrationTable" id="sek_RiskConcentrationTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskConcentrationLineItems" id="sek_RiskConcentrationLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InterestRateRelatedContractsMember" id="sek_InterestRateRelatedContractsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CurrencyRelatedContractsMember" id="sek_CurrencyRelatedContractsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EquityRelatedContractsMember" id="sek_EquityRelatedContractsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HealthcareIndustryMember" id="sek_HealthcareIndustryMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfScenariosPreparedForEachPdCurve" id="sek_NumberOfScenariosPreparedForEachPdCurve" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfCreditConversionFactors" id="sek_NumberOfCreditConversionFactors" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfTotalFinancialAssets" id="sek_PercentageOfTotalFinancialAssets" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfTotalFinancialLiabilities" id="sek_PercentageOfTotalFinancialLiabilities" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="IncreaseInNumberOfStepsOfDeteriorationForSensitivityAnalysis" id="sek_IncreaseInNumberOfStepsOfDeteriorationForSensitivityAnalysis" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="DecreaseInNumberOfStepsOfDeteriorationForSensitivityAnalysis" id="sek_DecreaseInNumberOfStepsOfDeteriorationForSensitivityAnalysis" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="IncreaseDecreaseInImpairmentOfFinancialInstrumentsIfSignificantIncreaseInCreditRiskHadBeenOneStepOfDeteriorationLess" id="sek_IncreaseDecreaseInImpairmentOfFinancialInstrumentsIfSignificantIncreaseInCreditRiskHadBeenOneStepOfDeteriorationLess" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="IncreaseDecreaseInImpairmentOfFinancialInstrumentsIfSignificantIncreaseInCreditRiskHadBeenOneStepOfDeteriorationMore" id="sek_IncreaseDecreaseInImpairmentOfFinancialInstrumentsIfSignificantIncreaseInCreditRiskHadBeenOneStepOfDeteriorationMore" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="IncreaseDecreaseInImpairmentOfFinancialInstrumentsIfDownturnScenarioWeighted100Percent" id="sek_IncreaseDecreaseInImpairmentOfFinancialInstrumentsIfDownturnScenarioWeighted100Percent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="IncreaseDecreaseInImpairmentOfFinancialInstrumentsIfUpturnScenarioWeighted100Percent" id="sek_IncreaseDecreaseInImpairmentOfFinancialInstrumentsIfUpturnScenarioWeighted100Percent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="WeightOfDownturnScenarioForSensitivityAnalysis" id="sek_WeightOfDownturnScenarioForSensitivityAnalysis" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="WeightOfUpturnScenarioForSensitivityAnalysis" id="sek_WeightOfUpturnScenarioForSensitivityAnalysis" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="IncreaseInFutureCashFlowsForSensitivityAnalysis" id="sek_IncreaseInFutureCashFlowsForSensitivityAnalysis" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="DecreaseInFutureCashFlowsForSensitivityAnalysis" id="sek_DecreaseInFutureCashFlowsForSensitivityAnalysis" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="IncreaseDecreaseInOperatingProfitDueToIncreaseInFutureCashFlows" id="sek_IncreaseDecreaseInOperatingProfitDueToIncreaseInFutureCashFlows" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseInOperatingProfitDueToDecreaseInFutureCashFlows" id="sek_IncreaseDecreaseInOperatingProfitDueToDecreaseInFutureCashFlows" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseInEquityDueToDecreaseInFutureCashFlows" id="sek_IncreaseDecreaseInEquityDueToDecreaseInFutureCashFlows" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="IncreaseDecreaseInEquityDueToIncreaseInFutureCashFlows" id="sek_IncreaseDecreaseInEquityDueToIncreaseInFutureCashFlows" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="RegulationOfPensionObligations" id="sek_RegulationOfPensionObligations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CreditRatingBPlusToBMinusRatingMember" id="sek_CreditRatingBPlusToBMinusRatingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfRiskAndCapitalManagementLineItems" id="sek_DisclosureOfRiskAndCapitalManagementLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CurrentTaxExpenseIncomeNotToBeReclassifiedToProfitOrLoss" id="sek_CurrentTaxExpenseIncomeNotToBeReclassifiedToProfitOrLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="HedgeOfFixedRateAssetsMember" id="sek_HedgeOfFixedRateAssetsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HedgeOfFixedRateLiabilitiesMember" id="sek_HedgeOfFixedRateLiabilitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EuroCommercialPaperProgrammeMember" id="sek_EuroCommercialPaperProgrammeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ExpectedCreditLossesOnOffBalanceSheetItems" id="sek_ExpectedCreditLossesOnOffBalanceSheetItems" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="NiiRiskTogetherWithRiskToNiiFromCrossCurrencyBasisSwapsMember" id="sek_NiiRiskTogetherWithRiskToNiiFromCrossCurrencyBasisSwapsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CoveredBondsMember" id="sek_CoveredBondsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskExposureInTermsOfAllocatedCapital" id="sek_RiskExposureInTermsOfAllocatedCapital" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="TotalCapitalRatioExcessOverCapitalAdequacyRequirementTarget" id="sek_TotalCapitalRatioExcessOverCapitalAdequacyRequirementTarget" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="NumberOfLinesOfDefenseForRiskManagementAndRiskControl" id="sek_NumberOfLinesOfDefenseForRiskManagementAndRiskControl" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PeriodForCapitalAdequacyAssessments" id="sek_PeriodForCapitalAdequacyAssessments" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ConfidenceLevelForVarCalculation" id="sek_ConfidenceLevelForVarCalculation" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsAndLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" id="sek_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsAndLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="AmountOfInstitutionSpecificCommonEquityTierOneCapitalRatioMinimumCommonEquityTierOneRequirement" id="sek_AmountOfInstitutionSpecificCommonEquityTierOneCapitalRatioMinimumCommonEquityTierOneRequirement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AmountOfInstitutionSpecificCommonEquityTierOneCapitalRatioCapitalConservationBuffer" id="sek_AmountOfInstitutionSpecificCommonEquityTierOneCapitalRatioCapitalConservationBuffer" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AmountOfInstitutionSpecificCommonEquityTierOneCapitalRatioCounterCyclicalBuffer" id="sek_AmountOfInstitutionSpecificCommonEquityTierOneCapitalRatioCounterCyclicalBuffer" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AmountOfInstitutionSpecificCommonEquityTierOneCapitalRatioAfterBufferRequirement" id="sek_AmountOfInstitutionSpecificCommonEquityTierOneCapitalRatioAfterBufferRequirement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="StatementsTable" id="sek_StatementsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StatementsLineItems" id="sek_StatementsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CorrelationMeasurementInputMember" id="sek_CorrelationMeasurementInputMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseThroughAccruedInterestLiabilitiesArisingFromFinancingActivities" id="sek_IncreaseDecreaseThroughAccruedInterestLiabilitiesArisingFromFinancingActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfLeaseLiabilityTableTextBlock" id="sek_DisclosureOfLeaseLiabilityTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfContractualFlowsOfLeaseLiabilityTableTextBlock" id="sek_DisclosureOfContractualFlowsOfLeaseLiabilityTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AmountOfTotalLease" id="sek_AmountOfTotalLease" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfLeasingAmountsAccountedForInProfitOrLossTableTextBlock" id="sek_DisclosureOfLeasingAmountsAccountedForInProfitOrLossTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BoardOfDirectorsAndSeniorExecutivesMember" id="sek_BoardOfDirectorsAndSeniorExecutivesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PotentialFutureCashFlowsRelatedToLeaseExtensionOptions" id="sek_PotentialFutureCashFlowsRelatedToLeaseExtensionOptions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="PeriodOfLeaseExtensionOptions" id="sek_PeriodOfLeaseExtensionOptions" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfLeasesTable" id="sek_DisclosureOfLeasesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfLeasesAbstract" id="sek_DisclosureOfLeasesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfLeasingLineItems" id="sek_DisclosureOfLeasingLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DiscountingEffectOnLeaseLiabilities" id="sek_DiscountingEffectOnLeaseLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="UndiscountedLeasePayments" id="sek_UndiscountedLeasePayments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ChiefRiskOfficerMember" id="sek_ChiefRiskOfficerMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AnnualTurnoverLimitForClassificationAsSmallOrMediumSizedEnterprise" id="sek_AnnualTurnoverLimitForClassificationAsSmallOrMediumSizedEnterprise" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CommonEquityTierIRatioExcessOverCapitalAdequacyRequirementTarget" id="sek_CommonEquityTierIRatioExcessOverCapitalAdequacyRequirementTarget" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="TenorBasisSpreadRiskMember" id="sek_TenorBasisSpreadRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskAttributableToLendingAndBorrowingWhichIsNotSwappedToThreeMonthTenorPeriodTerm" id="sek_RiskAttributableToLendingAndBorrowingWhichIsNotSwappedToThreeMonthTenorPeriodTerm" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SvarMember" id="sek_SvarMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashFlowNoncashInvestingAndFinancingActivitiesAbstract" id="sek_CashFlowNoncashInvestingAndFinancingActivitiesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommercialExportCreditsLimitForCreditFacility" id="sek_CommercialExportCreditsLimitForCreditFacility" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="IfrsCashMember" id="sek_IfrsCashMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AdditionsUnderLeaseLiability" id="sek_AdditionsUnderLeaseLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ReasonablyPossibleIncreaseInUnobservableInputAssets" id="sek_ReasonablyPossibleIncreaseInUnobservableInputAssets" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ReasonablyPossibleDecreaseInUnobservableInputAssets" id="sek_ReasonablyPossibleDecreaseInUnobservableInputAssets" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ReasonablyPossibleIncreaseInUnobservableInputLiabilities" id="sek_ReasonablyPossibleIncreaseInUnobservableInputLiabilities" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ReasonablyPossibleDecreaseInUnobservableInputLiabilities" id="sek_ReasonablyPossibleDecreaseInUnobservableInputLiabilities" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="StatesAndMultilateralDevelopmentBanksMember" id="sek_StatesAndMultilateralDevelopmentBanksMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LocalGovernmentsMember" id="sek_LocalGovernmentsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WeightOfDownturnScenario" id="sek_WeightOfDownturnScenario" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="WeightOfUpturnScenario" id="sek_WeightOfUpturnScenario" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="WeightOfBaseScenario" id="sek_WeightOfBaseScenario" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="SwedishNationalDebtOfficeMember" id="sek_SwedishNationalDebtOfficeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PillarTwoCapitalRequirementsPercent" id="sek_PillarTwoCapitalRequirementsPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="RiskBasedCapitalRequirementPillarTwoGuidanceAmount" id="sek_RiskBasedCapitalRequirementPillarTwoGuidanceAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="RiskBasedCapitalRequirementPillarTwoGuidanceCapitalRatio" id="sek_RiskBasedCapitalRequirementPillarTwoGuidanceCapitalRatio" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="AmountOfCapitalBaseRequirementRelatingToLeveragedRatio" id="sek_AmountOfCapitalBaseRequirementRelatingToLeveragedRatio" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="TotalCapitalRequirementRelatingToLeverageRatioAbstract" id="sek_TotalCapitalRequirementRelatingToLeverageRatioAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AmountOfTotalCapitalRequirementRelatingToLeverageRatio" id="sek_AmountOfTotalCapitalRequirementRelatingToLeverageRatio" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CapitalBaseRequirementRelatingToLeveragedRatio" id="sek_CapitalBaseRequirementRelatingToLeveragedRatio" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="TotalCapitalRequirementRelatingToLeverageRatio" id="sek_TotalCapitalRequirementRelatingToLeverageRatio" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfAdditionalCapitalPillar2GuidanceOfTotalRiskWeightedExposureAmount" id="sek_PercentageOfAdditionalCapitalPillar2GuidanceOfTotalRiskWeightedExposureAmount" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="TotalLiquidAssets" id="sek_TotalLiquidAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NetLiquidityOutflows" id="sek_NetLiquidityOutflows" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LiquidityOutflows" id="sek_LiquidityOutflows" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LiquidityInflows" id="sek_LiquidityInflows" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LiquidityCoverageRatio" id="sek_LiquidityCoverageRatio" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="AmountOfAvailableStableFunding" id="sek_AmountOfAvailableStableFunding" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="RequiringStableFundingAmount" id="sek_RequiringStableFundingAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AmountOfTierOneRiskBasedCapitalForMinimumReservesToRiskWeightedAssets" id="sek_AmountOfTierOneRiskBasedCapitalForMinimumReservesToRiskWeightedAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAsset" id="sek_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAsset" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PillarTwoCapitalRequirements" id="sek_PillarTwoCapitalRequirements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfPillarTwoCapitalRequirements" id="sek_PercentageOfPillarTwoCapitalRequirements" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="AmountOfCapitalBufferRequirements" id="sek_AmountOfCapitalBufferRequirements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfCapitalBufferRequirements" id="sek_PercentageOfCapitalBufferRequirements" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="RiskBasedCapitalRequirements" id="sek_RiskBasedCapitalRequirements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfRiskBasedCapitalRequirements" id="sek_PercentageOfRiskBasedCapitalRequirements" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="CapitalRequiredForMinimumReservesToRiskWeightedAssetsOne" id="sek_CapitalRequiredForMinimumReservesToRiskWeightedAssetsOne" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="CapitalRequiredForMinimumReservesToRiskWeightedAssetsTwo" id="sek_CapitalRequiredForMinimumReservesToRiskWeightedAssetsTwo" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="CapitalRequiredForMinimumReservesToRiskWeightedAssetsThree" id="sek_CapitalRequiredForMinimumReservesToRiskWeightedAssetsThree" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="SummaryOfLiquidityInvestmentsByExposureTypeAndRegionTableTextBlock" id="sek_SummaryOfLiquidityInvestmentsByExposureTypeAndRegionTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfLiquidityCoverageTableTextBlock" id="sek_ScheduleOfLiquidityCoverageTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfNetStableFundingTableTextBlock" id="sek_ScheduleOfNetStableFundingTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AdditionalPillarTwoGuidancePercentage" id="sek_AdditionalPillarTwoGuidancePercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PillarTwoGuidanceForLeverageRatio" id="sek_PillarTwoGuidanceForLeverageRatio" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="PillarTwoGuidanceForLeverageRatioPercentage" id="sek_PillarTwoGuidanceForLeverageRatioPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="NotLaterThanThreeYearsMember" id="sek_NotLaterThanThreeYearsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LennartJacobsenMember" id="sek_LennartJacobsenMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="MagnusMontanChiefExecutiveOfficerCeoMember" id="sek_MagnusMontanChiefExecutiveOfficerCeoMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="DefaultExposuresMember" id="sek_DefaultExposuresMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="Cet1RatioRequirementsInclusivePillar2Guidance" id="sek_Cet1RatioRequirementsInclusivePillar2Guidance" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="DerivativesWhichCashInflowIsInCurrencyDerivativesLiabilitiesMember" id="sek_DerivativesWhichCashInflowIsInCurrencyDerivativesLiabilitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="DerivativesWhichCashOutflowIsInCurrencyDerivativesLiabilitiesMember" id="sek_DerivativesWhichCashOutflowIsInCurrencyDerivativesLiabilitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="DerivativesWhichCashOutflowIsInCurrencyDerivativesAssetsMember" id="sek_DerivativesWhichCashOutflowIsInCurrencyDerivativesAssetsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="DerivativesWhichCashInflowIsInCurrencyDerivativesAssetsMember" id="sek_DerivativesWhichCashInflowIsInCurrencyDerivativesAssetsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="MaturityOfCashFlowDeficitInRangeOne" id="sek_MaturityOfCashFlowDeficitInRangeOne" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="MaturityOfCashFlowDeficitInRangeTwo" id="sek_MaturityOfCashFlowDeficitInRangeTwo" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="IndividualVariableRemunerationTestOutCome.DepartmentLevelUpperLimitAmount" id="sek_IndividualVariableRemunerationTestOutCome.DepartmentLevelUpperLimitAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="RiskTax" id="sek_RiskTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="HedgeOfFloatingRateAssetsMember" id="sek_HedgeOfFloatingRateAssetsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="DisclosureOfInformationAboutHedgeIneffectivenessTableTextBlock" id="sek_DisclosureOfInformationAboutHedgeIneffectivenessTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="ScheduleOfCashFlowHedgeReserveTextBlock" id="sek_ScheduleOfCashFlowHedgeReserveTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="ReclassificationAdjustmentOnCashFlowHedgesTax" id="sek_ReclassificationAdjustmentOnCashFlowHedgesTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="CorporateAndMandatoryInformationAbstract" id="sek_CorporateAndMandatoryInformationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="BusinessCycleParametersForBaseScenarioForProbabilityOfDefault" id="sek_BusinessCycleParametersForBaseScenarioForProbabilityOfDefault" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="IncomeTaxOnGainsLossesOnCashFlowHedges" id="sek_IncomeTaxOnGainsLossesOnCashFlowHedges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="BoardOfDirectorsChairmanBeforeChangeMember" id="sek_BoardOfDirectorsChairmanBeforeChangeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="HakanBergMember" id="sek_HakanBergMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="PaulaDaSilvaMember" id="sek_PaulaDaSilvaMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="KatarinaLjungqvistMember" id="sek_KatarinaLjungqvistMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="PontusDavidssonMember" id="sek_PontusDavidssonMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="AnnaLenaSoderlundMember" id="sek_AnnaLenaSoderlundMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="PiaMelkeMember" id="sek_PiaMelkeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="TomasNygardMember" id="sek_TomasNygardMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="AdditionalEmployerContributionToOccupationalPension" id="sek_AdditionalEmployerContributionToOccupationalPension" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="HolidayPaySupplementExchangedForAdditionalContributionOfEmployer" id="sek_HolidayPaySupplementExchangedForAdditionalContributionOfEmployer" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="LiabilityAgainstStateForCirrLoansAndConcessionaryLoans" id="sek_LiabilityAgainstStateForCirrLoansAndConcessionaryLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="ProposedDividendPercentageOfPeriodProfit" id="sek_ProposedDividendPercentageOfPeriodProfit" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="DividendPolicyMinimumPercentageOfProfit" id="sek_DividendPolicyMinimumPercentageOfProfit" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="DividendPolicyMaximumPercentageOfProfit" id="sek_DividendPolicyMaximumPercentageOfProfit" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="LoansCoveredByCirrSystemLimitForCreditFacility" id="sek_LoansCoveredByCirrSystemLimitForCreditFacility" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="SettlementDebtAgainstStateMember" id="sek_SettlementDebtAgainstStateMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="RemunerationExcludingBenefits" id="sek_RemunerationExcludingBenefits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="JennyLiljaLagercrantzMember" id="sek_JennyLiljaLagercrantzMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="MariaSimonsonMember" id="sek_MariaSimonsonMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="JanHoppeMember" id="sek_JanHoppeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="TemporaryDifferencesRelatedToLeaseLiabilitiesMember" id="sek_TemporaryDifferencesRelatedToLeaseLiabilitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="OffsetDeferredTaxLiabilityTemporaryDifferencesRelatedToRightOfUseAssetsMember" id="sek_OffsetDeferredTaxLiabilityTemporaryDifferencesRelatedToRightOfUseAssetsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="InsufficientCoverageForNonPerformingExposuresMember" id="sek_InsufficientCoverageForNonPerformingExposuresMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="IfrsRealEstateMember" id="sek_IfrsRealEstateMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="CarlMellanderMember" id="sek_CarlMellanderMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="EquityExposuresMember" id="sek_EquityExposuresMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="SupervisoryShockScenarioAxis" id="sek_SupervisoryShockScenarioAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="SupervisoryShockScenarioDomain" id="sek_SupervisoryShockScenarioDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="IfrsFeeIncomeExpenseArisingFromFinancialAssetsOrFinancialLiabilitiesNotAtFairValueThroughProfitOrLoss" id="sek_IfrsFeeIncomeExpenseArisingFromFinancialAssetsOrFinancialLiabilitiesNotAtFairValueThroughProfitOrLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="TemporaryDifferencesRelatedToPensionsMember" id="sek_TemporaryDifferencesRelatedToPensionsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="FinancialAssetsMember" id="sek_FinancialAssetsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="HedgingInstrumentMember" id="sek_HedgingInstrumentMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="MaturityTermOfBorrowingProgramsUsedToSecureAccessToShortTermBorrowing" id="sek_MaturityTermOfBorrowingProgramsUsedToSecureAccessToShortTermBorrowing" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="ExtraordinaryDividendMember" id="sek_ExtraordinaryDividendMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="ExtraordinaryDividendToBeResolvedOnByBoardAtExtraordinaryGeneralMeeting" id="sek_ExtraordinaryDividendToBeResolvedOnByBoardAtExtraordinaryGeneralMeeting" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="ExtraordinaryDividendToBeResolvedOnByBoardAtExtraordinaryGeneralMeetingPerShare" id="sek_ExtraordinaryDividendToBeResolvedOnByBoardAtExtraordinaryGeneralMeetingPerShare" type="dtr-types:perShareItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
</xsd:schema>