Contract guarantees
Contract guarantees are often a requirement in international and domestic business. SEK helps you meet buyer requirements and strengthen your competitiveness. With strong creditworthiness and flexible structures, we support you in completing transactions with confidence.
What are contract guarantees?
Contract guarantees are financial commitments that ensure obligations in a commercial agreement are fulfilled. They are commonly used in export transactions to protect the buyer from risks related to delivery or performance.
Common types include:
- Advance payment guarantees
- Performance guarantees
- Warranty guarantees
When do you need a contract guarantee?
You may need a contract guarantee when:
- Entering an export contract where the buyer requires financial security
- Managing transactions with long delivery periods
- Requirements of advance payments
For Swedish exporters and their partners, guarantees are often essential to win and execute contracts.
How SEK supports your transaction
SEK issues all types of commercial guarantees, either directly or in collaboration with other banks.
Our guarantees are backed by strong creditworthiness, which strengthens trust in the transaction and supports your position in negotiations. We also offer risk sharing solutions together with commercial banks, making it possible to structure larger or more complex deals. Through flexible setups, we structure the guarantee on competitive terms while supporting banks in continuing to originate new transactions. This creates both stability and flexibility throughout the financing process.
To qualify for a guarantee
→ the transaction must:
- Have a clear connection to Swedish export or Swedish companies
- Be commercially viable
- Meet sustainability requirements, including environmental and social considerations
Guarantee structure
SEK can support transactions in several ways:
- Issuing direct guarantees
- Issuing in-direct guarantess
- Participating in guarantees with commercial banks
This flexibility makes it possible to tailor each solution to the specific transaction.
Who we work with
We support:
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Swedish export companies
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Companies that enable Swedish exports
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Banks and financial partners
Frequently asked questions
What is a contract guarantee?
A contract guarantee is a financial commitment issued by a bank to ensure that contractual obligations are fulfilled.
Why are guarantees important in export transactions?
They reduce risk, increase trust between parties and are often required to secure contracts.
Can SEK collaborate with commercial banks?
Yes, SEK frequently works together with banks to share risk and support larger transactions.
Is a Swedish connection required?
Yes, all transactions must have a clear link to Swedish exports or companies.